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Thread: Health Care

  1. #1
    Distinguished Community Member Abby2006's Avatar
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    Default Health Care

    If its okay with the Mods I would like to start a thread on all the changes coming down the pike in healthcare it can either be a personal experience or a new aeticle like this one. If its not okay just delete ot loc

    Abby

    ************************************************** *******k this post



    Under Obamacare, cancer patients could pay thousands of dollars a month out of pocket for treatment
    Thursday, May 23, 2013 by: Ethan A. Huff, staff writer



    (NaturalNews) The affordhttp://www.naturalnews.com/040463_cancer_patients_Obamacare_rising_costs.html

    able component of the so-called Affordable Care Act may not be all that affordable after all, as many of the most sickly patients covered under the Obama scheme will still likely have to pay thousands of dollars out of pocket for their treatments, according to new reports. In California, for instance, cancer patients could be required to pay up to 30 percent of the costs associated with chemotherapy drugs and other conventional treatments, and the situation could be much the same in many other states as Obamacare comes into effect next January.

    The primary reason for this, say industry analysts, is that many more people with debilitating diseases who are currently uninsured will suddenly have Obamacare coverage at the beginning of next year, and the money to pay for this massive influx of people with preexisting health conditions has to come from somewhere. In other words, when the other shoe finally drops, insurers will be forced to either drastically increase premiums across the board, or simply charge patients high deductibles and copays for expensive medicines.

    "To try to keep premiums low, some states are allowing insurers to charge patients a hefty share of the cost for expensive medications used to treat cancer, multiple sclerosis, rheumatoid arthritis and other life-altering chronic diseases," says the Associated Press (AP). "Insurers are forecasting double-digit premium increases for individual policies, as people with health problems flock to buy coverage previously denied them."

    What this all means, of course, is that "affordable" coverage for all will fall primarily on the backs of people who already have health insurance coverage, and whose premiums will rise dramatically when the health care system becomes that much more socialized in 2014. Either that or all patients will "affordable" coverage will be forced to simply pay more for their treatments, which contradicts the very basis upon which Obamacare was forced through Congress.

    According to the Leukemia & Lymphoma Society, the drugs that will cost patients the most out of pocket include so-called "specialty" drugs like Gleevec (imatinib mesylate), a Novartis drug commonly used to treat a rare type of blood cancer known as chronic myeloid leukemia. The group says patients with Obamacare coverage could still be required to pay $2,000 or more every month to access the high-cost drug, as well as others with similarly-high recurring costs.

    "Forget about cost savings," says a Washington Times editorial highlighting the major gap between what was promised with Obamacare and what is actually set to take place. "The IRS now estimates that the least expensive of the government-sanctioned health plans will cost the average family of four $20,000 a year -- an increase of about $4,000."


    Rats in Congress scurry away from mandate they forced on the rest of America
    This is one of the many reasons why many Democrats in Congress who advocated for Obamacare's passage are now jumping ship, or at the very least trying to create their own personal exemptions to the sick care debacle. According to a recent piece by Politico.com, key Obamacare architects like Senate Majority Leader Harry Reid (D-Nev.), as well as enabling political hacks like House Speaker John Boehner (R-Ohio), are currently discussing ways to personally exempt themselves from the unconstitutional mandate.

    However, as mentioned in a previous NaturalNews article, the IRS will not actually have the necessary legal instruments at its disposal to force people who refuse the Obamacare mandate to pay any fines, which means the "law" itself is technically void. Add to this the fact that Obamacare was hatched in the Senate rather than in the House -- any laws that impose new taxes must originate in the House, according to the Constitution -- and what we have is a completely unenforceable hoax of a law that Americans have full right to ignore and disregard.

    Sources for this article include:




    Learn more: http://www.naturalnews.com/040463_ca...#ixzz2U8Mw9pTs
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  2. #2
    Distinguished Community Member SalpalSally's Avatar
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    This is all just too politically incorrect garbledegunk, for me to respond to it.
    As far as healthcare coverage, it's as messed up as it's always been. I'm on
    simple Medicare now, no add'l perks, just plain & simple. I am 80% covered
    for most everything, that has not changed.....and it better not!!!!
    Last edited by SalpalSally; 05-23-2013 at 03:29 PM.
    Love, Sally


    "The best way out is always through". Robert Frost







  3. #3
    Distinguished Community Member renee's Avatar
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    I appreciate straight fact reportage on the changes without highly emotional editorials.
    It is very hard to create a best healthcare solution, if not impossible, without actually
    living in the eye if the healthcare hurricane.

    Since noone asked me about it early on, I just keep pestering the elected.

    Someone has a class action lawsuit against NY medicaid to make it
    easier to receive orthopedic stockings.

    Right on whoever you are.
    Last edited by renee; 05-24-2013 at 12:30 AM. Reason: MS

  4. #4
    Distinguished Community Member Abby2006's Avatar
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    They have me in a new experienment program called 'bundlleing' and it is one big mess the doctors including bloof mobilr labs and x tay lab come to my houe but the whole convrpy id one big mess.
    In 2015 all meds for people like me WILL BE STOPPED

    aBBY
    Stand for something or you will fall for anything

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    I would like to read the facts from a source that is more reliable and not so slanted.

    Gabriella
    Progressive/Relapsing MS, Myasthenia Gravis, Spinal Stenosis, Degenerative Disc Disease, Diabetes, Hypertension, Hashimoto's Thyroiditis
    Advocate for ADA, Artist's Community for Change, ADAPT, Universal Living in Place, HopeKeepers, Complementary and Alternative Medicine

    "Life is mostly froth and bubble, two things stand like stone. Kindness in another's trouble, Courage in your own"........Adam Lindsay Gordon

  6. #6
    Distinguished Community Member Abby2006's Avatar
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    Gabriella Havent seen you in a while how are you doing

    I think its reliable and not at all slanted

    Abby

    Will Fox news do it for ya <smile>

    U.S. HOME Crime Economy Immigration Disasters National Interest Terror Military Religion Education Cancer patients could face high costs for medications under ObamaCare, critics warn
    Published May 13, 2013
    Associated Press

    May 3, 2013: Daniel N. Mendelson, CEO of data analysis firm Avalere Health, which caters to the healthcare industry and government, poses for a photograph at their Washington office. (AP)
    WASHINGTON – Cancer patients could face high costs for medications under President Barack Obama's health care law, industry analysts and advocates warn.

    Where you live could make a huge difference in what you'll pay.

    To try to keep premiums low, some states are allowing insurers to charge patients a hefty share of the cost for expensive medications used to treat cancer, multiple sclerosis, rheumatoid arthritis and other life-altering chronic diseases.

    Such "specialty drugs" can cost thousands of dollars a month, and in California, patients would pay up to 30 percent of the cost. For one widely used cancer drug, Gleevec, the patient could pay more than $2,000 for a month's supply, says the Leukemia & Lymphoma Society.

    New York is taking a different approach, setting flat dollar copayments for medications. The highest is $70, and it would apply to specialty drugs as well.

    Critics fear most states will follow California's lead, and that could defeat the purpose of Obama's overhaul, because some of the sickest patients may be unable to afford their prescriptions.

    "It's important that the benefit design not discriminate against people with chronic illness, and high copays do that," said Dan Mendelson, president of Avalere Health, a data analysis firm catering to the health care industry and government.

    Avalere's research shows that 1 in 4 cancer patients walks away from the pharmacy counter empty-handed when facing a copay of $500 or more for a newly prescribed drug.

    "You have to worry about a world where if you happen to contract cancer or multiple sclerosis, you are stuck with a really big bill," Mendelson said. "It's going to be very important for states to take a long, hard look at their benefit design."

    Although the money for covering uninsured Americans is coming from Washington, the heath care law gives states broad leeway to tailor benefits, and the local approach can also allow disparities to emerge.

    A spokesman for Covered California said state officials are trying to balance between two conflicting priorities: comprehensive coverage and affordable premiums.

    "We are trying to keep the insurance affordable across the board," said Dana Howard, the group's spokesman. "This is just part of trying to manage the overall risk of the pool." Covered California is one of the new state marketplaces where people who don't get coverage on the job will be able to shop for private insurance starting this fall. Coverage takes effect Jan. 1.

    Insurers are forecasting double-digit premium increases for individual policies, as people with health problems flock to buy coverage previously denied them. The Obama administration says the industry warnings are overblown, and that for many consumers, premium increases will be offset by tax credits to help buy insurance. And officials say it's important to realize that the law sets overall limits on patients' liability, even if those seem high to some people. Still, a full picture of costs and benefits isn't likely to come into focus until the fall.

    Howard said California officials are aware of the concerns about drug costs and are trying to make medications more affordable.

    Meanwhile, he said consumers will be protected because the law limits total out-of-pocket costs -- the deductibles and copayments that policy holders are responsible for, apart from monthly premiums. In California, the annual out-of-pocket limit for an individual is $6,400, although it can be as low as $2,250 for low-income people. Once that limit is reached, insurance pays 100 percent.

    That's still a lot of money, and such reassurances haven't dispelled the concerns.

    "The intent of the Affordable Care Act is to make sure that all Americans have access to quality, affordable health care," said Brian Rosen, a senior vice president of the Leukemia & Lymphoma Society. He adds that there is a danger that the insurance marketplaces "will discriminate against the patients with the highest medical need. That would completely undermine the spirit of the ACA."

    The group has been joined by Rep. Doris Matsui, D-Calif., in urging state officials to reconsider the policy. The high copays "could prevent many patients from receiving the lifesaving treatments they need because of prohibitively high cost," Matsui wrote to the state.

    The problem with costly drugs is similar to another money issue with the health care law -- a provision that could price millions of smokers out of coverage. Insurers are allowed to charge tobacco users buying an individual policy up to 50 percent higher premiums. For a 55-year-old smoker, the penalty could reach nearly $4,250 a year, on top of the standard premium. California is trying to override that problem by passing its own law. There's also pending state legislation to address some issues with prescription costs, but its prospects are unclear.

    Meanwhile, leukemia patient Lisa Lusk worries about what will happen to her. A nursing assistant who lives near Fresno, Lusk is hoping to return to work in the next few months. When that happens, she expects to lose emergency coverage she's now getting through the state. And the medication Lusk takes to manage her chronic form of the disease costs more than $5,000 a month.

    "I'm scared that when I get a job my copay may be more than $1,500 a month," said Lusk. "I'll just be working to pay for my medications."
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    Read more: http://www.foxnews.com/us/2013/05/13...ixzz2UK99lXVpi

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    Last edited by Abby2006; 05-25-2013 at 08:54 AM.
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  7. #7
    Distinguished Community Member Abby2006's Avatar
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    Check out a little book called RATION CARE by John Aman

    Abby
    Stand for something or you will fall for anything

  8. #8
    Distinguished Community Member SalpalSally's Avatar
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    Quote Originally Posted by Abby2006 View Post
    This quote is hidden because you are ignoring this member. Show Quote

    Will Fox news do it for ya <smile>
    You mean Faux News..
    Love, Sally


    "The best way out is always through". Robert Frost







  9. #9
    Distinguished Community Member Abby2006's Avatar
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    Last edited by Abby2006; 05-26-2013 at 09:29 AM.
    Stand for something or you will fall for anything

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    Distinguished Community Member Frog42's Avatar
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    These articles are all so old they're from a previous administration.


    Whatever happens around you, don't take it personally. Nothing other people do is because of you. It is because of themselves. -- Miguel Ruiz

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